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Holistic Retirement Solution: Availability of Dread Disease Rider and Personal Accident Benefit Rider make it a complete retirement solution that ensures that the retirement fund does not have to suffer in case of any unfortunate event.
No allocation charge from the first year:Make the maximum of your investments
Guaranteed Additions to your Fund: As you near your chosen age to retire, we add to your existing fund value through our guaranteed additions. This boosts your fund just when you require it. It is a gift from us to you, as you begin your golden years.
Partial Withdrawals: Life does not always go according to plan and you should have an equally bright and carefree today as you would have a golden retirement
Choice is yours:
- You decide the premium paying option: Whether Level or Increasing
- You choose the vesting age
- You decide the premium payment term as per your convenience
- You can choose a top-up as and when you choose to
Tax benefit:
- Your premiums are eligible for deduction U/S 80CCC up to Rs. 1,00,000/-every year
- 1/3 rd of the corpus on maturity can be commuted and is eligible for tax exemption U/S10A

Criteria	Eligibility
Entry Age	18 - 60 years
Premium Payment Options	Level Premium: Regular, Limited Premium Payment, Single Premium Increasing Premium @5% p.a.: Regular Pay
Vesting Age	50 - 70 years
Policy Term	11-52 years(Regular pay option) 10 years (Single and Limited pay)
Minimum ATP	Regular Pay: Term 11-14: Rs.30,000 Term 15 and greater: Rs.15,000 Limited Premium Payment Term(5): Rs.50, 000 Single Premium: Rs. 1,00,000
Maximum Premium	No Limit